Key Features
Mortgage Deed Generation
Automatically draft hypothec deeds, special hypothecs, and general hypothecs compliant with Civil Code mortgage provisions.
Bank Documentation Verification
Verify bank loan offers, terms sheets, and approval letters. AI cross-checks amounts, interest rates, and conditions for consistency.
Registration Fee Calculation
Calculate registration fees, notary fees, and stamp duty for mortgage registration based on loan amount and property value.
Property Title Verification
Verify property ownership, check for existing charges, and identify encumbrances that might affect mortgage priority or enforceability.
Borrower Credit Checks
Integration with credit reference agencies for borrower creditworthiness verification and financial status assessment.
Public Registry Filing
Automated preparation of mortgage registration forms and electronic filing with Public Registry for immediate perfection.
Automated Searches & Verification
Eliminate hours of manual work with AI-powered searches and document verification.
Property Charge Searches
Comprehensive searches of existing mortgages, privileges, and charges on property to establish priority and identify potential conflicts.
Bank Document Validation
Verify authenticity of bank approvals, loan offers, and financial statements. Flag discrepancies or missing required documentation instantly.
Guarantor Verification
Identity verification and creditworthiness checks for guarantors and co-borrowers with automated financial capacity analysis.
Intelligent Reports & Suggestions
Receive proactive insights, risk analysis, and recommendations for every case.
Loan Cost Analysis
Detailed breakdown of all mortgage costs including fees, taxes, insurance, and long-term interest projections for client review.
Priority Risk Reports
Identify risks to mortgage priority, potential challenges to enforceability, and recommended protective clauses or insurance.
Compliance Checklists
Automated checklists ensuring compliance with lending regulations, consumer protection laws, and disclosure requirements.